If traditional finance hasn’t worked for you, we’ll assess your current affordability and help determine whether Rent to Own is the right solution.
Net salary of R20,000+
Minimum 10% deposit (e.g., R20,000 for a R200,000 vehicle)
You must live & work in South Africa
We don’t just hand you the keys; we set you up for success on South African roads. Every Rent to Own agreement is bundled with essential coverage to protect your wallet.
You will need a valid South African Driver’s Licence, a copy of your ID, proof of residential address, and your latest 3 months' bank statements showing your steady income.
Yes. While traditional banks will instantly reject your application, our Rent to Own plan is specifically designed to assess your current, real-world affordability rather than a historical credit score.
Yes. All Rent to Own options require an upfront administration and activation deposit. This fee secures the vehicle, processes your licensing, and initializes your insurance tracking setup.
Yes, our Rent to Own contracts offer flexible exit options if your affordability changes, ensuring you are not permanently trapped in debt.
In many cases, early settlement options are available. Contact us for a personalised settlement quotation.
Yes. Many customers choose to refinance through a traditional bank once their financial profile improves, subject to bank approval.
You can select from our available qualifying vehicles.
Depending on your agreement, upgrade options may be available.
Responsible payment behaviour can support your broader financial history, although we cannot guarantee changes to your credit profile.
Any applicable early settlement terms will be clearly explained before your agreement begins.
Please contact us as soon as possible so we can discuss the options available under your agreement.
Joint applications may be considered in certain circumstances.
Your insurance policy and agreement terms will determine the process. Our team will guide you through every step.
Experience the ease and convenience of renting a car with Novaride.